Summary

• We never sell your data.
• Interests are optional. They only personalise “what you could do instead” suggestions, and you can turn personalisation off in the app.
• Clear monetisation. Some suggestion cards may include affiliate links — at no extra cost to you. See How we make money.
• Global visitors welcome. We aim to meet the Australian Privacy Principles (APPs) and respect rights under GDPR/UK GDPR and major US state laws where applicable.

Who we are & how this policy works

Impulse Buy Calculator (“we”, “us”) operates this website and tool. We handle Personal Information in line with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). Learn more at the Office of the Australian Information Commissioner (OAIC).

Personal Information we collect

• Calculator inputs — e.g., item name, price, frequency, duration (years) — to compute your results.
• Optional interests (if you provide them) — e.g., photography, fitness — to personalise alternative ideas only.
• Account details (if you register) — e.g., email and name. Passwords are stored securely (hashed).
• Support messages — information you send via contact form or email.
• Technical data — basic logs, IP address, and device/browser info typical for web servers, used for security and reliability.
• Cookies — essential cookies for core functionality; if enabled, analytics/measurement cookies (see “Cookies” below).

How we collect information

Primarily from you (when you use the calculator, choose interests, create an account, or contact us). We also receive limited technical data automatically from your device/browser. If we use analytics, it’s to understand anonymous usage (page performance, feature adoption).

How we use information & legal bases (for EU/UK)

• Provide the service (calculate and display results, run your account, prevent abuse)
  AU basis: APP 6 — use/disclosure for primary purpose. EU/UK basis: contract (to provide the tool) and legitimate interests (security, reliability).
• Personalised suggestions (optional interests → alternative ideas)
  AU basis: primary purpose you’d reasonably expect. EU/UK basis: consent (you can toggle personalisation off at any time).
• Communications (respond to messages, service notices)
  EU/UK basis: legitimate interests (responding to you); some emails may rely on consent.
• Analytics & improvement (if enabled)
  EU/UK basis: typically consent for non-essential cookies.
• Legal & compliance (fraud prevention, legal obligations)

Sharing & third parties

We do not sell your Personal Information. We may use service providers that process data on our behalf under appropriate safeguards (e.g., hosting, email delivery, analytics/performance tools). Examples include:

• Hosting & security — to run and protect the site.
• Email — to deliver messages you send/receive.
• Analytics (if enabled) — to understand anonymous usage and improve features.
• Affiliate programs — some suggestion cards may include affiliate links (see How we make money).

US “sale/share” disclosures: We do not “sell” or “share” Personal Information for cross-context behavioural advertising as defined by major US state privacy laws.

International transfers

Our service providers may process data outside Australia. We take reasonable steps to ensure appropriate protections are in place consistent with the APPs and, where applicable, GDPR/UK GDPR requirements (e.g., Standard Contractual Clauses).

Cookies & controls

We use essential cookies to keep the site working (e.g., session management). If analytics or measurement is enabled, additional cookies may help us understand anonymous usage and performance.

• You can control cookies in your browser settings at any time.
• If a cookie banner is shown, it lets you accept or reject non-essential cookies.
• If you prefer a non-personalised experience, turn off personalisation in the app (“Data & Personalisation Pledge”).

(Optional) You can add a separate Cookie Policy for more detail.

Data retention

We keep information only as long as necessary to provide the service and meet legal/operational requirements. Where feasible, we de-identify or delete data on request and when it’s no longer required.

Security

We implement reasonable technical and organisational measures to protect Personal Information. No method of transmission or storage is 100% secure; we work to minimise risk and respond quickly to issues.

Your privacy rights

Australia

You may request access to, or correction of, Personal Information we hold about you (subject to permitted exceptions). We may need to verify your identity before processing requests.

EU/UK (GDPR/UK GDPR)

Depending on your situation, you may have rights to access, rectify, erase, restrict or object to processing, and data portability. Where processing is based on consent, you can withdraw consent at any time. You also have the right to lodge a complaint with your local supervisory authority.

United States (state privacy laws)

Where applicable, you may have rights to know/access, correct, delete, and opt-out of certain processing. We do not sell or share Personal Information for cross-context behavioural advertising. To exercise rights, contact us using the details below.

Your choices

• Personalisation: toggle on/off within the app (“Data & Personalisation Pledge”).
• Accounts: update profile details after logging in, or ask us to delete your account data.
• Emails: if we send optional emails, you can unsubscribe at any time.

Children

Our service is intended for general audiences. If you believe a child has provided us personal information without appropriate consent, please contact us so we can address it.

Contact us

Questions, requests, or complaints about this policy or your data:

• Email: hello@impulsebuycalculator.com
• Contact form: /contact.php
• Business details: [Your business name], ABN [XX XXX XXX XXX]

If you are in Australia and remain unsatisfied, you may contact the Office of the Australian Information Commissioner (OAIC).

Changes to this policy

We may update this policy from time to time to reflect changes to the site or laws. We will update the “Last updated” date above and, when appropriate, provide additional notice.